Tips for Ensuring You Get the Lowest Car Insurance Rates

Car Insurance Rates and Susceptibility of Car to be Stolen

Two drivers in any state who might stop each other in passing to compare their automobile insurance rates might wonder why one driver's insurance premiums are lower than the other. There are several major factors that influence what a driver pays for his car insurance on an annual basis. Knowing what these factors are can often help a driver obtain the lowest car insurance rates possible because there are certain factors they can control which … [Read more...]

Frequently Asked Questions About Texas Auto Insurance

Frequently Asked Questions About Texas Auto Insurance

Congratulations on getting that new car or gifting a recent graduate with their first vehicle. But before you even think about getting behind the steering wheel, know the facts about obtaining the minimum amount of liability auto insurance required by the state of Texas in order to drive legally. Failure to have valid insurance in place causes untold financial harm and headaches when an accident occurs and there are repair damages and medical … [Read more...]

USAA Group Serves Armed Forces Niche Market

USAA Group Serves Armed Forces Niche Market

USAA Group Founded by Army Officers Armed The United Services Automobile Association (USAA) was founded in 1922 as the U.S. Army Automobile Association by a group of 25 Army officers frustrated that other insurers considered them too high risk. Headquartered in San Antonio, Texas, it has become a leader in direct marketing in the auto insurance industry and specializes in helping current and past members of the U.S. Armed Forces and their … [Read more...]

Allstate Insurance Group Second Highest Auto Insurer

Allstate Insurance Group Second Highest Auto Insurer

Sears' Allstate Insurance The Allstate Corporation, founded in 1931 as part of Sears, Robuck & Co, is the largest publicly held personal insurer in the U.S. and ranks second largest by market share, with 10.48% of America's auto insurance business. As of 2012, Allstate had written almost 18 million direct auto premiums. Its name comes from the name of a popular brand of Sears' automobile tires and the company initially began offering auto … [Read more...]

How Your Car Type Affects Auto Insurance Rates

Car type and Auto Insurance Rates

Anyone thinking of heading to their local car dealership and trading in their current car for a newer vehicle should realize that one of the biggest factors affecting the price they pay to carry auto insurance as required by their state is the type of vehicle they are driving. Many people who boldly purchase the car of their dreams are often shocked to discover that their car insurance premiums often increase because of the type of car they've … [Read more...]

Do Passive Alarm Systems Lower Insurance Rates?

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Do Passive Alarm Systems Lower Auto Insurance Rates? Many automobile owners who wonder if they should invest in a passive car alarm system may be interested to know that driving a vehicle equipped with such a device can help lower your car insurance rate. A passive alarm system is one that is automatically activated once the ignition has been turned off and the car doors have been locked in order to help protect the car from being broken into by … [Read more...]

Cost of Uninsured Drivers on Insurance Rates

Cost of Uninsured Drivers on Insurance Rates

In the United States, every state requires that the residents have car insurance except for New Hampshire. This state does postulate that insurance is required for some individuals. Despite the fact that this is the only state in which you could possibly have a car without car insurance, many people in other states take advantage and do not purchase car insurance for themselves. According to USA Today, approximately one out of every seven drivers … [Read more...]

Variety of Auto Insurance Discounts Save Money

Auto Insurance Discounts and Good Driving

Just because having car insurance is a requirement in your state doesn't mean you can't save money when buying an automobile insurance policy. It really helps to be aware of the many different types of auto insurance discounts you can take advatage of in order to keep more money in your wallet. (1) Defensive Driver Discount Ask your insurance agent if your carrier offers a cheaper rate once you have successfully passed a defensive driver course. … [Read more...]

How to Evaluate Texas Auto Insurance Companies

Texas Auto Insurance Requirements Like most states, Texas requires that anyone who drives in Texas adhere to the financial responsibility law in place that ensures that drivers who cause accidents pay for the damage and bodily injury that may ensue. Liability insurance is the way that most drivers cover the cost of damage repair, replacing damaged personal property as well as meeting the medical expenses they cause through their driving errors … [Read more...]

Getting An San Antonio Auto Insurance Quote

Finding the best auto insurance should be important to any modern day driver. Many people leap at the first opportunity they see to get auto insurance, instead of shopping around. Luckily, you can find affordable auto insurance quotes from reputable companies by using our website. … [Read more...]